Terms and Conditions
Last Updated: 18/11/2025
Website: https://www.rizqmentor.com
Company: Rizqmentor
This combined legal document includes:
Privacy Policy
Terms & Conditions
Conditional Refund Policy
General Disclaimer
Earnings Disclaimer
Affiliate Disclosure
Cookie Policy
By using our website or enrolling in any program, you agree to all sections below.
1. Privacy Policy
1.1 Information We Collect
We collect personal information including:
Name
Phone
Country
Payment details (via secure third-party processors)
We also collect:
IP address
Browser/device info
Page activity
Cookies
Tracking data via Meta Pixel, Google Analytics, YouTube embeds
1.2 How We Use Your Information
We use your data for:
Sending emails, WhatsApp messages & marketing updates
Providing training access
Retargeting & ads
CRM & customer support
Improving user experience
1.3 Sharing Your Information
We never sell your data.
We share information only with:
Email marketing platforms
Payment gateways
CRM tools
Advertising platforms
1.4 Data Rights
You may request:
Access to your data
Correction
Deletion
Unsubscribe from marketing
Email: support@rizqmentor.com
1.5 Data Security
We use reasonable security measures but cannot guarantee 100% protection.
1.6 Children
Our services are not intended for individuals under 18.
2. Terms & Conditions
2.1 Use of the Website
You agree not to misuse the site and to provide accurate information.
2.2 Intellectual Property
All training content, videos, PDF files, scripts, frameworks, and coaching materials belong to RizqMentor.
You may not copy, resell, share, or redistribute any content.
2.3 Student Access
Your login is for personal use only.
Sharing access may result in termination without refund.
2.4 Service Modifications
We may modify or discontinue any service at any time.
3. Conditional 90-Day 100% Refund Guarantee
We offer a 100% refund ONLY under the following conditions:
3.1 Mandatory Requirements for Refund:
The student must:
A. Make 3 outbound sales calls every day
For 90 consecutive days, without missing any day.
B. Use the sales techniques taught
Students must apply the scripts, methods & frameworks provided in the training.
C. Record every call
All recordings must be:
Clear
Complete
Submitted during the refund request
D. Achieve zero sales
Refund applies only if:
No sales were made during the 90-day period
All training was implemented correctly in this 3 calls per day for 90 days
If one sale or more is made β refund guarantee is void.
3.2 When Refund Will NOT Be Issued
Refund is denied if:
Any day of calls is missed (monthly 25 days minimum)
Fewer than 3 calls were made
Recordings are missing
Training methods were not implemented
There is lack of genuine effort
At least one sale was made
Incomplete documentation
Terms/policies were violated
Chargeback/fraud attempt is made
3.3 Review Process
Upon receiving recordings and logs:
We review implementation quality
Evaluate consistency
Provide a decision within 15 business days
Approved refunds are issued to the original payment method.
3.4 No Standard Refund
Since this is a digital program:
No instant or unconditional refunds are available
Only the conditional 90-day guarantee applies
4. Earnings Disclaimer
RizqMentor does NOT guarantee income or results.
Earnings shown in testimonials are individual cases.
Success depends on effort, skills, market conditions, and consistency.
Affiliate commissions are earned only from valid sales.
Past results do not guarantee future success.
You accept full responsibility for your results.
5. General Disclaimer
All training and content provided by RizqMentor is for educational purposes only.
We do not provide:
Financial advice
Legal advice
Tax advice
Decisions made based on our training are your responsibility.
We are not liable for:
Loss of income
Business losses
Financial decisions
Damages resulting from program participation
6. Affiliate Disclosure
Rizqmentor may promote products or services that include affiliate links.
We may earn commissions from purchases made through these links.
This comes at no extra cost to you.
Students promoting Rizqmentor must:
Avoid false or misleading claims
Follow all ad platform rules (Meta, Google, etc.)
7. Cookie Policy
7.1 Cookies We Use
We use cookies for:
Analytics
Website performance
Retargeting & ads
User convenience
7.2 Cookie Consent
By using our website, you consent to our use of cookies.
You may disable cookies in your browser settings.
8. Third-Party Links
We are not responsible for the content, privacy, or practices of third-party sites.
9. Limitation of Liability
Rizqmentor is not liable for:
Direct or indirect damages
Loss of income
Business disruptions
Technical issues caused by third-party platforms
Your use of our training is at your own risk.
10. Termination
We may suspend or terminate access if:
Terms are violated
Content is misused
Fraudulent activity occurs
Abusive behavior is shown
Termination may occur without notice.
11. Governing Law
These policies are governed by the laws of India, or your local jurisdiction if outside India.
Any disputes must be resolved in the appropriate courts.
12. Contact Information
For any queries regarding this legal page:
Rizqmentor